Your financed emissions represent over 95% of your carbon footprint. Fund certified French Label Bas-Carbone projects and meet Article 29 LEC and SFDR requirements — with impact measured across 5 ecosystem dimensions.
Obligations are multiplying. Understanding the regulatory framework turns compliance into a competitive advantage.
Article 29 of the Energy-Climate Law requires institutional investors to produce detailed climate reporting including portfolio alignment with the Paris Agreement, financed emissions reduction strategy and carbon contribution actions.
Decree no. 2021-663The Taxonomy Regulation classifies sustainable economic activities. Financial institutions must publish their Green Asset Ratio. A certified carbon contribution strengthens the coherence of your taxonomic alignment strategy.
Regulation (EU) 2020/852The SFDR requires a classification of financial products (articles 6, 8 and 9) by their degree of sustainability. Article 9 funds must demonstrate a sustainable investment objective. Certified carbon contribution strengthens this classification.
Regulation (EU) 2019/2088The CSRD applies to large financial institutions with specific ESRS reporting. Article 2.1c of the Paris Agreement requires making financial flows consistent with a low-carbon pathway. The NZBA translates this objective for banks.
Paris 2015 alignmentBetween regulatory pressure, massive financed emissions and greenwashing risk, the financial sector faces specific challenges.
Emissions generated by your loans and investments represent over 95% of your carbon footprint. Their measurement and management are now required by the ACPR and ECB.
The ACPR is tightening controls on climate risks and the consistency of climate commitments. Climate stress tests require quantifying and managing transition risks.
Article 2.1c requires making financial flows consistent with a low-carbon pathway. The Net Zero Banking Alliance requires interim financed emissions reduction targets.
Greenwashing risk is a major concern in sustainable finance. The AMF and ACPR are tightening controls. Only a government-certified contribution provides verifiable credibility.
End-to-end support, from estimating your emissions to tracking impact. Everything is certified, traced and measurable.
Address scope 3 cat. 15 emissions with certified Label Bas-Carbone projects. Rigorous quantification, full traceability, reporting tailored to the financial sector.
Impact reports designed for Article 29 LEC reporting. Certified data directly usable for your climate transparency obligations.
Showcase your commitment to your clients and savers with visible local projects. Certified communication materials for your annual reports and ESG communications.
Certified LBC projects
tCO₂ sequestered
Regions covered
Hectares committed
Why choose Label Bas-Carbone for a French financial institution?
| Criterion | Label Bas-Carbone | VCS / Verra | Gold Standard |
|---|---|---|---|
| French government recognition | Yes — Ministry for Ecological Transition | No | No |
| Project location | France exclusively | International (mostly emerging countries) | International |
| Territorial anchoring | Projects close to your sites | No territorial link | No territorial link |
| Independent audit | Yes — accredited auditors | Yes | Yes |
| CSRD / ESRS E1 consistency | Strong — traceable projects | Medium | Medium |
| Multidimensional impact | 5 dimensions (carbon, biodiversity, water, soil, social) | Carbon primarily | Carbon + co-benefits |
| Price per tonne | €30 to €80 / tCO₂ | €5 to €30 / tCO₂ | €15 to €50 / tCO₂ |
| Greenwashing risk | Very low | Documented controversies (2023) | Low |
From estimating your emissions to tracking impact, we handle everything. You stay in control.
Evaluation of your residual emissions (scope 1, 2 and 3) using BEGES/GHG Protocol methodology.
Choose from 326 certified Label Bas-Carbone projects based on your region and values.
Project funding. Each tonne certified by an independent auditor with a named certificate.
Real-time dashboard, 5-dimension reports exportable as PDF, named certificates.
Over 326 certified projects available on our platform.
Sustainable forest management in Centre-Val de Loire on 232 hectares. 4,040 tCO₂ sequestered. A large-scale project to offset financed emissions.
Sustainable forest management in Burgundy on 86 hectares. 7,377 tCO₂ sequestered. The highest-impact project in our catalogue.
Afforestation in Grand Est on 6.48 hectares. 2,088 tCO₂ sequestered. A Label Bas-Carbone certified afforestation project.
“Our mutual needed to structure its carbon contribution strategy to meet Article 29 LEC requirements. Stock CO2 helped us select Label Bas-Carbone forest projects in our operating regions. The impact reports are directly integrated into our climate reporting and our members appreciate the territorial anchoring of our commitment.
Caroline V.
CSR Manager — Regional mutual
Answers to the most common questions about certified carbon contribution for the financial sector.
Financed emissions (scope 3, category 15 of the GHG Protocol) represent the greenhouse gas emissions generated by the activities a bank finances (loans, investments, insurance). They often account for more than 95% of the total carbon footprint of a financial institution. The ACPR and ECB now require their measurement and management.
Article 29 LEC (decree no. 2021-663) requires institutional investors and asset managers to produce detailed climate reporting including: portfolio alignment with the Paris Agreement, financed emissions reduction strategy, and carbon contribution actions. Contribution via certified Label Bas-Carbone projects directly strengthens this reporting.
The SFDR (Sustainable Finance Disclosure Regulation) requires a classification of financial products by their degree of sustainability (articles 6, 8 and 9). Article 9 funds must demonstrate a sustainable investment objective. Integrating a certified carbon contribution into the fund strategy strengthens its classification and ESG credibility.
The risk of reputational greenwashing is a major concern in the financial sector. The AMF and ACPR are tightening their controls. A certified Label Bas-Carbone carbon contribution — the only label recognised by the French government — provides verifiable institutional credibility. Stock CO2 reports document impact across 5 dimensions with full traceability.
The EU Taxonomy (Regulation 2020/852) classifies sustainable economic activities. Financial institutions must publish their Green Asset Ratio (share of aligned assets). A certified carbon contribution demonstrates a concrete commitment complementary to taxonomic alignment, strengthening the coherence of the climate strategy.
Article 2.1c of the Paris Agreement calls for making financial flows consistent with a low-carbon pathway. The Net Zero Banking Alliance (NZBA) translates this objective for the banking sector. Certified Label Bas-Carbone carbon contribution supports this approach by funding carbon sinks on French territory.
Making sense of sustainable finance and carbon contribution vocabulary.
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